
FBI PSA Emerging Discount Medical Insurance Scams
Tips to Protect Yourself
Always make sure the medical plan offered is from a reputable source, and that the company is licensed to operate in your state. The state insurance commissioner or the Better Business Bureau are good sources to verify the veracity of a plan.
Verify with current providers that they accept the insurance plan you are considering.
If no policy documents are sent, this could be a sign of a fraudulent plan. If policy documents are sent, review them and read the fine print. Understand exactly what is being offered before committing to anything.
Don’t pay anything upfront. Be cautious if a company asks for large upfront payments or seems to be pressuring you into making quick decisions.
Do your own research. If the plan seems too good to be true, it probably is.
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